If you have a bad credit score, it can be a bit of a challenge to obtain a personal loan. But don’t fear – there are still ways around it. In this…
Category: Loan
Is a 612 credit score good or bad?
If you’ve got a 612 credit score, you might be wondering if that’s a good score or a bad score. According to Equifax Canada, one of the country’s two major credit bureaus…
Credit Score Brackets for Loan Approval
Understanding credit scores is crucial for ensuring you have a good chance of securing a line or credit or a loan when you need it. A good credit score falls within a favorable…
How to Get a Loan With Bad Credit
If you have a bad credit score, it can be a bit of a challenge to obtain a personal loan. But don’t fear – there are still ways around it. In this…
Can You Buy a Home in Canada With Bad Credit?
Buying your first home can be overwhelming — especially if your credit is less than perfect. Even if you have the finances to afford a down payment and mortgage, if your credit score is too…
How to get a credit report for a landlord
The rental market can be super competitive, with too many people looking to rent too few quality properties. It’s never as simple as just finding a place that works for you and…
When were credit scores invented? A brief look at the long history behind credit reporting
Your credit score is one of the most important three-digit numbers in your financial life. Whether you’re applying for a mortgage or a credit card, lenders likely look at your credit score…
How to Improve Your Credit Score for More Financial Freedom
You are not your credit score. It’s not a representation of who you are, only a reflection of your current spending habits. A good credit score isn’t reserved for the wealthy (in…